Ontario Work and Family Calculators for Residents

This hub is for employees, parents and commuters in Ontario who want to see what work and family life cost each month. It covers what a minimum wage job pays, whether a TTC pass or per-ride fares are cheaper and how child care and education savings fit together.

Hourly workers can check earnings with the Ontario minimum wage calculator. Riders can test the TTC fare cap calculator, and parents can see the tax deduction in the child care cost calculator. Those saving for a child can estimate the federal grant with the RESP and CESG calculator.

Wages and family costs also touch your tax return, so the Ontario income tax guide is a useful companion. Ontario sets its minimum wage by regulation and the TTC publishes its own fares.

The Ontario minimum wage rises to $17.95 an hour on October 1, 2026, with different rates for students and homeworkers. Checking a pay stub against the current rate takes a minute and is worth doing after any change in hours.

We take wage rules from ontario.ca, fares from ttc.ca and grants from canada.ca, and we review them once a year and when any of them changes.

Ontario Work and Family Calculators for Residents on this site

• Ontario Minimum Wage Calculator Turn the Ontario minimum wage into weekly, yearly and take-home pay, with overtime after 44 hours.
• TTC Fare Cap Calculator See your monthly TTC cost under the 47-trip fare cap for adult, youth and senior fares.
• RESP and CESG Grant Calculator Estimate an RESP with the 20% Canada Education Savings Grant, carry-forward room and growth.
• Ontario Child Care Cost Calculator Work out Ontario child care cost after the deduction, with the $22 a day fee cap for reference.

Every calculator lists its sources. Read how the calculators work and our editorial policy.