Effective date: January 1, 2026
Last updated: February 1, 2026
Important: The Site provides general information only and does not provide personalized tax, accounting, legal, financial, or investment advice.
These Terms of Use (“Terms”) govern your access to and use of the Site. By accessing, browsing, or using the Site, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Site.
1) Who we are
TorontoTaxpayer.ca (“we,” “us,” “our”) publishes informational content related to taxes and tax-adjacent topics (including property-related taxes and fees, and general tax concepts).
2) Changes to these Terms
We may update these Terms from time to time. Changes take effect when posted on the Site (unless stated otherwise).
Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
3) Informational purposes only (no professional advice)
All content on the Site is provided for general informational and educational purposes only.
It is not, and must not be treated as, professional advice (including tax, accounting, legal, financial, investment, or other professional advice).
You should not act, or refrain from acting, based on any information on the Site without seeking advice from a qualified professional who can consider your specific circumstances. If you require advice, consult a licensed and qualified advisor in the appropriate jurisdiction.
4) No client relationship
Your use of the Site does not create an accountant–client, lawyer–client, fiduciary, advisory, or any other professional relationship between you and us.
Communications through the Site (including contact forms or email) do not create a client relationship unless and until we expressly agree to do so in a written engagement agreement signed by you and us (where applicable).
5) Accuracy, completeness, and timeliness
Tax rules, administrative positions, rates, deadlines, forms, and enforcement practices can change frequently and may vary by jurisdiction and by individual facts.
While we aim to keep information current, we do not warrant that any content on the Site is accurate, complete, reliable, current, or error-free.
You are responsible for verifying any information before relying on it, including by consulting official government sources and/or a qualified professional.
6) No warranties (as-is / as-available)
To the maximum extent permitted by applicable law, the Site and all content are provided on an “as is” and “as available” basis.
We disclaim all warranties, representations, and conditions of any kind, whether express, implied, or statutory, including implied warranties/conditions of merchantability, fitness for a particular purpose, non-infringement, and accuracy.
We do not guarantee that the Site will be uninterrupted, secure, or free from bugs, viruses, or other harmful components.
7) Limitation of liability
To the maximum extent permitted by applicable law, in no event will we (or our owners, directors, officers, employees, contractors, contributors, affiliates, licensors, or agents) be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, or any loss of profits, revenue, data, goodwill, opportunities, or other intangible losses, arising out of or related to:
- your access to or use of (or inability to access or use) the Site;
- any content on the Site (including errors, omissions, or reliance on content);
- any third-party websites, tools, advertisements, products, or services accessed via the Site; or
- any unauthorized access, use, or alteration of your transmissions or content, even if we have been advised of the possibility of such damages.
Where liability cannot be excluded under applicable law, our liability will be limited to the minimum amount permitted by law.
8) Third-party links and resources
The Site may contain links to third-party websites, tools, or resources. These links are provided for convenience only. We do not control, endorse, or assume responsibility for third-party content, products, services, or policies.
Your use of third-party websites is at your own risk and subject to the terms and policies of those third parties.
9) Advertising, sponsored content, and affiliate links
The Site may display advertising (including interest-based advertising) and may include sponsored content, affiliate links, or other monetization features. Any interactions you have with advertisers or sponsors are between you and the relevant third party.
You acknowledge that third parties (including advertising partners) may use cookies, web beacons, IP addresses, and other identifiers in connection with ad serving, measurement, analytics, and/or personalization, subject to applicable law and our Privacy Policy.
Please review our Privacy Policy for information about cookies, advertising technologies, and your choices.
This reference supports advertising-related privacy disclosures expected for Google publisher implementations.
10) Intellectual property
Unless otherwise stated, we (or our licensors) own all rights, title, and interest in and to the Site and its content, including text, design, layout, graphics, logos, compilations, and other materials, and all associated intellectual property rights.
You may access and use the Site for your personal, non-commercial use only. Except as expressly permitted by these Terms or by applicable law, you must not copy, reproduce, republish, upload, post, transmit, distribute, modify, create derivative works from, publicly display, or exploit any content from the Site without our prior written consent.
11) Permitted use
You agree to use the Site only for lawful purposes and in accordance with these Terms.
12) Prohibited conduct
You agree not to, and not to attempt to:
- use the Site in any way that violates applicable laws or regulations;
- interfere with or disrupt the Site, servers, or networks connected to the Site;
- gain unauthorized access to any portion of the Site or any systems or networks;
- scrape, crawl, or harvest data from the Site at scale (except as permitted by robots.txt and applicable law);
- introduce malware, viruses, or other harmful code;
- misrepresent your identity, affiliation, or authority;
- use the Site to transmit unlawful, infringing, defamatory, or otherwise harmful content.
13) User submissions (if any)
If the Site allows you to submit content (e.g., comments, forms, emails, or other materials), you represent that you have the right to submit that content and that it does not violate any law or third-party rights.
To the extent you submit content to the Site, you grant us a worldwide, non-exclusive, royalty-free, transferable, sublicensable licence to use, reproduce, modify, publish, translate, distribute, and display such content in connection with operating, improving, and promoting the Site, unless prohibited by applicable law.
We are not obligated to monitor, review, or remove user submissions, but we may do so at our discretion.
14) Privacy
Our collection, use, and disclosure of personal information (if any) are governed by our Privacy Policy.
Please review the Privacy Policy for more information about our practices.
15) Termination
We may suspend or terminate your access to the Site at any time, with or without notice, for any reason, including if we believe you have violated these Terms.
Sections that by their nature should survive termination (including disclaimers, limitation of liability, indemnity, and governing law) will survive.
16) Indemnity
You agree to defend, indemnify, and hold harmless us and our owners, directors, officers, employees, contractors, contributors, affiliates, licensors, and agents from and against any claims, demands, actions, proceedings, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to:
- your use of the Site;
- your breach of these Terms; or
- your violation of any law or the rights of any third party.
17) Governing law and jurisdiction
These Terms are governed by the laws of Canada, without regard to conflict of laws principles.
You agree that any dispute, claim, or proceeding arising out of or relating to the Site or these Terms will be brought exclusively in the courts of competent jurisdiction located in Canada, and you irrevocably submit to the jurisdiction of those courts.
18) Severability
If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision will be deemed severed and will not affect the validity and enforceability of the remaining provisions.
19) Entire agreement
These Terms, together with any policies expressly incorporated by reference (including the Privacy Policy and any additional guidelines posted on the Site), constitute the entire agreement between you and us regarding your use of the Site and supersede any prior or contemporaneous communications.
20) Contact
Questions about these Terms should be sent to:
Email: [email protected]
Contact page: https://torontotaxpayer.ca/contact