Tax & Legal Disclaimer

Effective date: January 1, 2026
Last updated: February 1, 2026

Important: TorontoTaxpayer.ca provides general information only. It is not tax, legal, accounting, financial, or other professional advice. If you need advice, consult a qualified professional in your jurisdiction.

1) Purpose and scope

This Tax & Legal Disclaimer (the “Disclaimer”) applies to your access to and use of TorontoTaxpayer.ca (the “Site”) and all content, tools, calculators, guides, templates, newsletters, emails, downloads, and other materials made available through the Site (collectively, the “Content”).

By using the Site, you acknowledge that you have read and understood this Disclaimer and agree to be bound by it.

2) General information only (no professional advice)

The Content is provided for general informational and educational purposes only and is not intended to be, and must not be construed as, tax advice, legal advice, accounting advice, financial advice, investment advice, or any other professional advice.

You should not act, or refrain from acting, based on the Content without obtaining advice from a qualified professional (for example, a Canadian licensed tax professional, accountant, or lawyer) who is informed of your specific facts and circumstances.

3) No professional relationship

Your use of the Site does not create a solicitor-client relationship, accountant-client relationship, fiduciary relationship, advisory relationship, or any other professional relationship between you and the Site owner(s), author(s), contributor(s), or any affiliated party.

Any communications you send through the Site (including forms or email) do not create a professional relationship, and may not be treated as privileged or confidential, unless and until there is a separate written agreement expressly stating otherwise.

4) Accuracy, completeness, and timeliness

Tax rules, administrative guidance, rates, thresholds, deadlines, and enforcement practices can change frequently and may differ depending on your specific facts, location, and the interpretation of relevant authorities and courts.

While we may update Content from time to time, we make no representation, warranty, or guarantee that the Content is accurate, complete, reliable, current, or suitable for your purposes. You are responsible for verifying information using official sources and/or professional advice before making decisions.

5) Government affiliation disclaimer

The Site is an independent publisher and is not a government website. We are not affiliated with, endorsed by, or acting on behalf of the City of Toronto, the Province of Ontario, the Government of Canada, the Canada Revenue Agency (CRA), MPAC, or any other government body, authority, tribunal, or agency.

6) Calculators, tools, examples, and estimates

Any calculators, tools, checklists, worksheets, examples, tables, and estimated results are provided for convenience and educational purposes only.

Tools and examples may rely on assumptions, simplified rules, rounding, incomplete inputs, or third-party data and therefore may not reflect your actual tax liability, rebate eligibility, filing position, deadlines, penalties, interest, exemptions, or compliance obligations.

You assume all risk for any decisions you make based on tool outputs or examples.

7) No warranties (as-is / as-available)

To the fullest extent permitted by applicable law, the Site and the Content are provided on an “as is” and “as available” basis. We disclaim all warranties, representations, and conditions of any kind, whether express, implied, or statutory, including warranties/conditions of merchantability, fitness for a particular purpose, non-infringement, and accuracy.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

8) Third-party links, services, and content

The Site may link to third-party websites, tools, services, products, or resources. Such links are provided for convenience only.

We do not control third-party content and do not endorse, warrant, or assume responsibility for the accuracy, availability, security, legality, or performance of any third-party website, tool, service, or content. Your use of third-party websites and services is at your own risk and subject to their terms and policies.

9) Advertising, sponsorship, and affiliate relationships

The Site may display advertisements (including interest-based advertising) and may include sponsored content or affiliate links. This means we may earn revenue when ads are displayed and/or when you click certain links or purchase through them.

Advertising or monetization does not constitute endorsement of any product or service unless expressly stated. Any dealings you have with advertisers, sponsors, merchants, or service providers are solely between you and the relevant third party.

For details on cookies, advertising technologies, analytics, and your choices, please review our Privacy Policy.

10) Limitation of liability

To the fullest extent permitted by applicable law, in no event shall the Site, its owner(s), author(s), contributor(s), affiliates, partners, agents, or service providers be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, or any loss of profits, revenues, data, goodwill, or other intangible losses, arising out of or relating to:

  • your access to or use of (or inability to access or use) the Site;
  • your reliance on the Content, tools, examples, or materials on the Site;
  • errors, omissions, interruptions, defects, delays, or security incidents; or
  • any third-party links, services, advertisements, or content.

Where liability cannot be excluded under applicable law, our liability will be limited to the minimum extent permitted by law.

If you are dissatisfied with any portion of the Site, your sole and exclusive remedy is to discontinue use of the Site.

11) Indemnity

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless the Site and its owner(s), author(s), contributor(s), affiliates, partners, agents, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable legal fees) arising out of or relating to your use of the Site, your breach of this Disclaimer, or your violation of any applicable law or third-party rights.

12) Intellectual property

Unless otherwise stated, the Site and its original Content are protected by copyright and other intellectual property laws. You may share brief excerpts with proper attribution and a link to the relevant page, but you may not reproduce, republish, sell, license, or otherwise exploit the Content for commercial purposes without prior written permission.

13) Governing law and jurisdiction (Ontario, Canada)

This Disclaimer and any dispute arising out of or relating to the Site or the Content shall be governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

You agree that any proceeding relating to the Site shall be brought in the courts located in Ontario, Canada, unless mandatory consumer protection laws in your jurisdiction require otherwise.

14) Changes to this Disclaimer

We may update this Disclaimer at any time by posting an updated version on this page and updating the “Last updated” date. Your continued use of the Site after changes are posted constitutes acceptance of the updated Disclaimer.

15) Contact

If you have questions about this Disclaimer, please contact us via our Contact page or email:
[email protected].